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Wide Open Wallet An honest look at family finances. I check my credit score at least once a month for free. I didnt have to sign up for any special programs, I dont pay a yearly fee, and I get my actual Transunion FICO score. check report online free credit report I can see how many accounts I have open, how many are closed, how many delinquencies, how many derogatory items, how how to get free credit report Chattanooga many inquiries, and my total revolving amount of credit.
If you have a Washington Mutual credit card, you can too! It is updated once a month when WaMu does their monthly credit check. Its considered a soft inquiry and doesnt affect your credit. The only reason I even keep my WaMu credit card is for this awesome feature.
If my how to get free credit report Chattanooga identity gets stolen it wont notify me immediately, but I will know within a month, and that is better than waiting up to a year until I can get another free credit report. Plus you get your score, which you don't get with the free credit reports.
I also find it fascinating to find out how certain transactions affect my score.
For example, when we bought my minivan my credit score dropped about 20 points. card credit report As soon as we made the first payment it went right back up to where it was previously. However, when we put the entire cost of landscaping the backyard on a credit card it dropped 70 points and stayed there. I assume when we pay that off it how to get free credit report Chattanooga will return to its previous highs.
Once you are on the Washington Mutual website and you are under the accounts tab there should be a link next to your credit card account that says Visit our credit card servicing site.